A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Refer to glossary for more details.
You can apply forInsurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.
Refer to glossary for more details.
Children’s Health Insurance Program (CHIP)Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.
Refer to glossary for more details.
any time of the year. Learn more about Medicaid and CHIP.When you have Marketplace insurance, you'll pay your premiums directly to the insurance company — not the Marketplace. Your coverage won't start until you pay your first premium. Contact your plan to find out how they accept payment.
Log into your Marketplace account and select the application for the year you’re filing taxes. Then, select “Tax Forms” to get your 1095-A.
Your 1095-A for last year’s Marketplace coverage may be in your Marketplace account anytime from mid-January to February 1. It should arrive by mail no later than mid-February.
A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Refer to glossary for more details.
You can apply forInsurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.
Refer to glossary for more details.
Children’s Health Insurance Program (CHIP)Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.
Refer to glossary for more details.
any time of the year. Learn more about Medicaid and CHIP.You can also apply by phone, with the help of a trained assister in your community, or with a paper application.
Most households include the person applying for coverage, their spouse, and anybody they claim as a dependent on their tax return.
You’ll want to include your expected household income for the year you want coverage, not last year’s income.
After you finish an application or enroll in a Marketplace plan, we may ask you to submit documents to confirm or add information to your application. You can upload the documents online — this is the fastest and easiest way to get them processed. Or, you can mail copies instead.
The yearly period (November 1 – January 15) when people can enroll in a Marketplace health insurance plan.
Refer to glossary for more details.
, you’ll need to qualify for a Special Enrollment Period to change plans for the rest of the year.If you have certain life changes, like having a baby, getting married, or losing health coverage, or if your income is within a certain range, you may qualify for a Special Enrollment Period to enroll in or switch plans. Learn more about Special Enrollment Periods.
You can apply forInsurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.
Refer to glossary for more details.
Children’s Health Insurance Program (CHIP)Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.
Refer to glossary for more details.
any time of the year. Learn more about Medicaid and CHIP.You can end your coverage any time. If you’re getting other health coverage, like from a job, don’t end your Marketplace plan until you know for sure when your new coverage starts.
If you don’t want health coverage, think about these items before you cancel your Marketplace plan:The yearly period (November 1 – January 15) when people can enroll in a Marketplace health insurance plan. Refer to glossary for more details.
Enter your household size and estimated income to get an idea of what you might save. You'll find out exactly how much you'll save when you apply because the application asks for more details.
A discount that lowers the amount you have to pay for deductibles, copayments, and coinsurance. In the Health Insurance Marketplace®, cost-sharing reductions are often called “extra savings.” If you qualify, you must enroll in a plan in the Silver category to get the extra savings.
Refer to glossary for more details.
") for your Marketplace plan based on your income, you'll need to enroll in a Silver plan to get these savings. With a Silver plan, you’ll have a lower premium, with a lower deductible and lower costs when you go to the doctor or have other medical expenses.
